In the case of consumer bankruptcy without assets, the court first of all checks whether the debtor actually has no assets. Thus, it is important to remember that their concealment may result in the rejection of the application.It is also not worthwhile to dispose of assets in order to avoid their seizure by the receiver, as such actions may prove ineffective. For example, if in the year preceding the filing of the bankruptcy petition, the debtor bequeaths his apartment as a gift to his child, such a gift will be ineffective under the law and the trustee will include the donated property in the bankruptcy estate.Therefore, before deciding to initiate bankruptcy proceedings, it is worthwhile to thoroughly familiarize yourself with the rules of bankruptcy, if only with the advice of a lawyer. It is also worth checking the information on an online forum to see how consumer bankruptcy without assets looks like in practice for specific people, because, contrary to appearances, it does not always end with the forgiveness of all debts.