- Debt relief and mental comfort
- new start for people who are struggling with debt
- restoration of normal living conditions
- Suspension of debt collection (pre-court), court and enforcement proceedings
- the course of accrued interest is stopped, that is, the debt does not increase
- in the event of the sale of an apartment or house by the trustee, the entitlement to receive a sum of money equal to the average rent for a period of 12 to 24 months